Possible to graduate with no student loan debt?
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Yes, it is possible to graduate from college with no debt, but it is very unlikely. With the rising costs of education, as well as the rising cost of living, it is nearly impossible to avoid going into debt. The suggestions below could help you minimize the amount of debt you incur while attending college:
- Apply for free financial aid via the FAFSA application. All US citizens can apply, and it is free to do so.
- Live within your means by only spending the money that you have.
- Do not abuse credit cards. If you use a credit card while in school, be sure to carefully track your finances and exercise restraint when tempted by impulse purchases.
- Consider attending a community college for two years.
- Strong performance in Advanced Placement high school classes might enable you to opt out of some introductory-level college courses while still receiving credit.
- State colleges and universities are often less expensive than private schools, especially when you are an in-state resident.
- Search, search, and double-search for scholarships. There are thousands that go unused every year. They are available for sports, academics, art, music, leadership, and public service.
- Apply for a work-study program.

